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FIN RPACPC API SuiteBanking & Payments

Verify financial information. Make better decisions.

Verify bank accounts, look up banking information, access credit reports and analyze bank statements through a unified financial verification platform.

Explore FIN APIs Get API Access
FIN Suite
What is the RPACPC FIN Suite?

Everything you need for financial verification.

RPACPC’s FIN — Banking & Payments Verification Suite provides APIs for verifying banking information and accessing financial intelligence.

From bank account validation and IFSC lookup to credit reports and bank statement analysis, FIN brings multiple financial verification capabilities together through a common API platform.

Businesses can integrate the relevant financial checks directly into their applications and workflows instead of building separate integrations for each requirement.

6 APIs
Account verification, lookup, credit and analysis
3 layers
Verify, identify and analyze
1 framework
One integration approach, one console
Why financial verification matters

Verify financial information before you make a decision.

Financial information is an important part of many digital business processes.

Organizations may need to

 

Verify whether a bank account can be validatedConfirm banking and IFSC informationAssess available credit informationAnalyze bank account statementsSupport customer and business onboardingValidate financial information before processing transactions

Different financial checks often require different systems and integrations. RPACPC brings these capabilities together through one platform, helping businesses build more consistent financial verification workflows.

FIN APIS · 0 Products

Every financial check, behind one key.

Statement analysis, penny-drop, bureau pulls, and UPI checks — each a documented endpoint via Account Aggregator and bureau integrations.

Ghost-written for each sector

Built for the way your industry actually works.

Select an industry to see its regulatory driver, the operational pain it creates, and the exact suites that resolve it.

Blog

Government ID Check API: How Does It Help Banks, FinTechs, and NBFCs Streamline KYC?

Government ID Check API helps banks, FinTechs, and NBFCs streamline KYC with faster identity verification and reduced manual work.

Read More
Government ID Check API: How Does It Help Banks, FinTechs, and NBFCs Streamline KYC?
FAQ

Frequently asked questions

Answers to the most common questions about the FIN — Banking & Payments Suite.

Still have a question? Talk to an expert
What does the Banking Suite cover?
A financial verification API allows applications to programmatically verify or retrieve supported banking and financial information.
What APIs are included in RPACPC FIN?
The current FIN suite includes Bank Account Verification through Penny Less and Penny Drop, IFSC Search, Experian Credit Report, CIBIL Credit Report and Bank Account Statement Analyzer.
What is the difference between Penny Less and Penny Drop?
Both are bank account verification APIs, but the exact verification mechanism and response should be defined according to the respective RPACPC API specifications.
Can I access credit reports through RPACPC?
The current FIN suite includes both Experian Credit Report and CIBIL Credit Report APIs.
Can RPACPC analyze bank statements?
Yes. Bank Account Statement Analyzer is included in the current FIN suite.
Can FIN APIs be integrated into existing applications?
Yes. RPACPC provides API-based integration for the supported financial verification capabilities.
Can I test FIN APIs before integration?
RPACPC provides API testing capabilities through its Client Console.

India's verification infrastructure is already here.

Empower your applications with India's Enterprise Verification Intelligence Platform for faster, more reliable verification.

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