Your next RBI inspection checks three things: complete KYC records, a current re-KYC cycle, and auditable AML screening. RPACPC gives your Maker-Checker team a verified, API-driven trail for all three — without adding headcount.
Three obligations drive every verification decision a bank or NBFC makes. RPACPC maps directly to each one.
Account-opening eKYC and periodic re-KYC at 2 / 8 / 10-year cycles, with a full Maker-Checker audit trail per customer.
Real-time PEP, sanctions, and adverse-media screening with logs your principal officer can stand behind in an inspection.
Consent-led capture, data localisation, and erasure rights built into every API call — not bolted on afterwards.
Fragmented verification stacks turn routine obligations into operational risk. Here is what that looks like inside a bank or NBFC.
Manual re-KYC cycles every 2 / 8 / 10 years create backlogs your operations team can't clear by hand — and each lapsed file is audit exposure.
A complete verification stack pulls from 5–7 separate providers, multiplying contracts, latency, and points of failure.
Screening watchlists by hand is slow and inconsistent — and misses the matches regulators expect you to catch.
Retire the vendor sprawl and give every verification an audit-ready record — through a single integration.
Refresh entire customer cohorts on schedule with a single batch API — no manual queues.
Screen at onboarding and on a recurring cycle against sanctions, PEP, and adverse-media sources.
Replace five-to-seven vendors with one API key across identity, screening, and bank verification.
Every call produces a timestamped, immutable record your Maker-Checker team can defend.
The workflows that drive the most verification volume on day one.
Aadhaar, PAN, and DigiLocker verification in a single paperless onboarding flow.
Bulk re-verify customer cohorts on RBI's 2 / 8 / 10-year cycle without manual backlogs.
Screen every customer at onboarding and on a schedule, with auditable match logs.
Penny-drop validation and statement analysis to underwrite and pay out with confidence.
A typical account-opening journey on RPACPC — identity, screening, and bank verification in a single integration.
Aadhaar, PAN, and DigiLocker eKYC confirm the customer against authoritative government sources.
Run the verified identity against sanctions, PEP, and adverse-media lists in real time.
Penny-drop validation confirms the account and registered name before any money moves.
Every step writes a timestamped, immutable record ready for your next RBI inspection.
Answers to the questions compliance, risk and engineering teams ask most before integrating RPACPC.
Empower your applications with India's Enterprise Verification Intelligence Platform for faster, more reliable verification.