BNK RPACPC API SuiteBanking & Payments

Verify financial information. Make better decisions.

Verify bank accounts, look up banking information, access credit reports and analyze bank statements through a unified financial verification platform.

Fintech Suite
Business problems solved

Slow underwriting loses customers; unverified accounts lose money.

Manual statement review, forged income, and failed payouts add risk and cost to every decision. Verified financial data fixes that at the source.

Slow manual underwriting

Reading bank statements and bureau reports by hand delays decisions and loses customers to faster competitors.

Account & income fraud

Forged statements and mismatched account details inflate approvals and default risk.

Failed payouts

Unverified beneficiary accounts cause failed disbursals, reversals, and support overhead.

API Catalogue · 0 Products

Every financial check, behind one key.

Statement analysis, penny-drop, bureau pulls, and UPI checks — each a documented endpoint via Account Aggregator and bureau integrations.

Why this suite

Faster decisions, lower default risk.

Consent-led financial data turned into underwriting signals your credit and payments teams can trust.

Faster decisions

Automated statement and bureau analysis turns days of review into seconds.

Lower default risk

Verified income and cash-flow signals sharpen credit decisions.

Zero failed payouts

Penny-drop and VPA checks confirm accounts before money moves.

Consent-led (AA)

Account Aggregator framework keeps every data pull consented and auditable.

Industry use cases

Where teams put the Banking Suite to work.

The same endpoints, applied to the regulatory reality of each sector.

Digital lending

Income estimation and affordability scoring for instant credit decisions.

Banks & NBFCs

Account verification and bureau pulls inside account-opening flows.

Payments & payouts

Validate beneficiary accounts and VPAs before every disbursal.

Wealth & broking

Verify bank accounts and financial standing during investor onboarding.

Integration process

Live in an afternoon, not a quarter.

A single REST API, consistent auth, and predictable JSON responses across every product in the suite.

1

Get your API key

Request access and receive sandbox credentials instantly. No procurement cycle to start building.

2

Authenticate

Pass your key as a bearer token over TLS. The same credentials work across the entire suite.

3

Call the endpoint

Send a single POST with your parameters. Every product in the suite shares one request pattern.

4

Handle the response

Parse clean, typed JSON with a clear status and confidence. Move from sandbox to production with one flag.

RESPONSE
FAQ

Frequently asked questions

Answers to the most common questions about this suite — its data sources, compliance, and how to get started.

Still have a question? Talk to an expert
What does the Banking Suite cover?
Bank-account validation (penny-drop), bank-statement analysis, credit-bureau reports, UPI/VPA verification, cheque OCR, income estimation, and EMI affordability — the financial signals behind safer lending.

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